When do I have to enroll in Medicare Part B?

If you’re eligible for Medicare, you’ll need to enroll in Part B during your initial enrollment period. This is a seven-month period that begins three months before you turn 65, includes the month you turn 65, and ends three months after the month you turn 65. If you’re already receiving Social Security benefits when you turn 65, you’ll be automatically enrolled in Part B. If you’re not receiving Social Security benefits, you’ll need to actively enroll in Part B during your initial enrollment period.

If you miss your initial enrollment period, you may have to pay a late enrollment penalty if you decide to enroll in Part B at a later date. However, there are some circumstances in which you may be eligible for a special enrollment period or be exempt from the late enrollment penalty, such as if you have employer or union coverage or if you qualify for a Medicare Savings Program. I recommend contacting the Medicare program directly or speaking with a Medicare representative to get more information on your specific enrollment options and deadlines.

At YourMedicare by AYA and Associates, we understand that choosing a Medicare plan can be complex and confusing. That’s why we’re here to make it clear, simple, and understandable. If you have questions or need guidance, don’t hesitate to reach out to us. You can call us at 559-343-2333 or visit our video site at https://your.medicare247.org/ to learn more about the basics of Medicare and set up an appointment with a specialist.