Maximizing You Medicare Part C Benefits 2023

Maximizing You Medicare Part C Benefits 2023

Fresno County, Madera County, Tulare County, Kings County, Mariposa County, Merced County

Medicare Advantage plans, also known as Medicare Part C, can provide seniors with additional coverage beyond Original Medicare (Parts A and B) and can include things like prescription drug coverage and routine vision or dental care. However, it’s important to take advantage of all the benefits that these plans offer in order to maximize your coverage and get the most value out of your plan. Below are some tips and strategies for getting the most out of your Medicare Advantage plan.

1. Use in-network providers: One of the best ways to get the most out of your Medicare Advantage plan is to use in-network providers. These providers have contracted with your plan to provide services at a discounted rate, which can save you money on out-of-pocket costs. Be sure to check the provider network for your plan before enrolling and make sure your doctors are included.

2. Take advantage of preventive care benefits: Many Medicare Advantage plans offer additional benefits beyond those provided by Original Medicare, such as preventive care services like flu shots, cancer screenings, and wellness visits. Be sure to take advantage of these benefits, as they can help you stay healthy and prevent more serious and expensive health problems down the road.

3. Take advantage of extra coverage: Medicare Advantage plans often offer extra coverage that Original Medicare doesn’t provide, such as vision, hearing or dental coverage. Be sure to check what additional coverage is available in your plan and make use of it.

4. Compare plans: If you are considering a Medicare Advantage plan, be sure to compare different plans and coverage options to find the one that best fits your needs. Use the Medicare Plan Finder tool on the Medicare website to compare plans and coverage options.

5. Review your plan annually: Medicare Advantage plans are reviewed and updated annually, so be sure to review your plan each year during the Annual Enrollment Period (AEP) from October 15th to December 7th. This is the time when you can make changes to your plan or switch back to Original Medicare if needed.

6. Ask questions: Don’t be afraid to ask questions about your plan or coverage. Contact your plan’s customer service or the Medicare representative for more information on your plan’s coverage and options.

7. Take advantage of any additional benefits: Check with your plan to see if they offer any additional benefits such as gym memberships, transportation or meal delivery services, as these can be very beneficial.

By following these tips and strategies, you can get the most out of your Medicare Advantage plan and ensure that you have the coverage you need to stay healthy and financially secure. It’s important to keep in mind that you can only enroll in a Medicare Advantage plan during certain enrollment periods, so it’s important to keep track of these dates to ensure you don’t miss your opportunity to enroll.

Additionally, if you enroll in a Medicare Advantage plan, you will typically have to give up your Original Medicare coverage, so be sure to carefully consider your options before making a decision. With a little research and careful consideration, enrolling in a Medicare Advantage plan can be a great way to supplement your Original Medicare coverage and provide additional benefits and protections.

As you can see, choosing a Medicare Plan can be complex, convoluted and outright confusing. We at YourMedicare by AYA and associates make this process clear, simple, and understandable. For more information, please call 559-343-2333 or Visit our Video Website at Your.Medicare247.org and watch some fun videos. We look forward to helping you.